Workers’ compensation is a system to help better ensure injured workers receive prompt compensation when injured on-the-job. But what exactly does this mean? How do workers get their workers’ comp benefits? Do all injuries qualify? This piece will delve into these and a few other common questions when it comes to workers’ comp in Illinois.
First, it is important to note state laws often govern workers’ compensation laws. As such, it is important to become acquainted with the laws that apply in the state you live and work. This piece will focus specifically on workers’ comp in Illinois.
How do workers get their workers’ comp benefits?
Those who are injured on the job should inform their employer. In most cases, the worker only has 45 days to inform the employer. Although there are exceptions, it is important to know a delay can result in difficulty getting benefits.
After receiving notification of an accident, the employer should inform the workers’ compensation insurance provider of the accident and injury. Anyone who is struggling to get their benefits has options. An attorney can review your case and discuss how to better ensure you receive your entitled benefits.
Are all injuries covered?
Any injury that arises out of and in the course of employment is eligible for coverage. In Illinois, not every occurrence is considered to “arise out of” employment and you may need to consult with an attorney abou the specific circumstances of your case.
What do these benefits cover?
Workers’ comp benefits can cover the cost of medical care and rehabilitation. The benefits can also provide funds for those who are temporary or permanently disabled as a result of their workplace accident. In the worst accidents, the benefits can also provide death benefits to surviving family members.
Does it matter who is at fault?
In most cases, it does not. The Illinois Workers’ Compensation Commission notes workers comp benefits are generally provided regardless of fault.
